Savings

Having at least $5 in your primary savings account establishes your membership at Jax Federal Credit Union and makes you an owner. Open Your Savings Account today!

 Savings

This account establishes your JAXFCU membership!

A savings account establishes your general membership with Jax Federal Credit Union.

  • Start with an initial deposit of $10.00 ($5.00 membership fee included)
  • Maintain a $100.00 balance to avoid a monthly fee of $5.00. This fee is waived if you have any other accounts with JAXFCU, or the primary account holder is under 18 or over 50.
  • A $100 balance is also required to earn interest* (compounded and paid monthly based on the daily balance)

Account Access

You can choose either eStatements or mailed statements. They’re both free. And we won’t charge you for transactions completed in one of our branches, through our Contact Center, or CO-OP Shared Branches either.

*In credit unions, members are owners. Therefore interest = dividends.

 

Ready to open your account?

Apply online, visit a branch or call 904-475-8000.

 You-Name-It Savings

Saving for someone or something special? Call it what you want if it keeps you motivated!

A You-Name-It Savings account is an additional savings account to help you save money for a specific purchase (or purpose). Call it whatever you like, for example, John's New Car Account or Mary's Shopping Account.

  • $100 balance is required to earn interest*
  • No monthly fees

Account Access

You can choose either eStatements or mailed statements. They’re both free. And we won’t charge you for transactions completed in one of our branches, through our Contact Center, or CO-OP Shared Branches either.

*In credit unions, members are owners. Therefore interest = dividends.

 

Ready to open your account?

Apply online, visit a branch or call 904-475-8000.

 Holiday Savings

Put a little jingle in your wallet, saving for holiday expenses has never been easier!

Make holiday shopping stress-free by having a debt-free holiday each year!

  • Make deposits of any amount throughout the year. We have found that recurring transfers from a paycheck or other account seem to work best.
  • The account balance is transferred to your savings or checking account on November 1 of each year (a check can also be mailed if you prefer).
  • The account remains open for you to save each year when you make recurring deposits.

There is a $10 fee for withdrawing funds from this account before November 1.

Account Access

You can choose either eStatements or mailed statements. They’re both free. And we won’t charge you for transactions completed in one of our branches, through our Contact Center, or CO-OP Shared Branches either.

*In credit unions, members are owners. Therefore interest = dividends.

 

Ready to open your account?

Apply online, visit a branch or call 904-475-8000.

 Coindexter Kids Club

A special account for kids with their own app for learning!

Flying piggy banksWe love it when Parents, Grandparents, or other loved ones open accounts for kids. Teaching kids how to save is such a great building block for financial success later in life!

  • For children newborn to 12 years old
  • It only takes $5 to open and earn interest*

Coindexter Club Kids can access a cool online virtual world to learn all about earning, spending, saving, and sharing money. Learn more.

Basic access is always free. Plus, kids who make monthly deposits will have their name entered into a drawing to win a free premium annual subscription valued at $24.99. One drawing will be held each month and winners will be notified through contact information on file. Check out the Coindexter Club games and more, play now!

Read the latest issue of the Econopolis Newsletter!

*In credit unions, members are owners, therefore interest = dividends.

 

Ready to open your account?

Apply online, visit a branch or call 904-475-8000.

Special Events

Invite the Credit Union to your school, Scout meetings, or youth group event - we’ll bring goodies and talk to your group about saving! Fill out the form below and we’ll be in touch

Special Event Request

 Personal Goal Savings Certificate

This account makes it easy to save for a longer term goal.

To help you achieve your long-term savings goals, simply select a target 3 or 5-year savings amount and follow our chart to determine which frequency best fits your budget. (Monthly, Semi-Monthly, Weekly or Bi-Weekly).

Savings Chart

5 Year Certificate

Target Balance Monthly Semi-monthly Bi-weekly Weekly
$10,000.00 $167.00 $84.00 $77.00 $39.00
$5,000.00 $84.00 $42.00 $39.00 $20.00
$3,000.00 $50.00 $25.00 $23.00 $12.00

3 Year Certificate

Target Balance Monthly Semi-monthly Bi-weekly Weekly
$10,000.00 $278.00 $139.00 $129.00 $64.00
$5,000.00 $139.00 $70.00 $64.00 $32.00
$3,000.00 $83.00 $42.00 $38.00 $19.00

We take savings very serious and we want you to achieve your long term goals! Should you need to make a withdrawal, a penalty of 180 days interest will be assessed and your account will be closed.

 Business Savings

The savings account perfect for your business.

Enjoy liquidity and earn interest* on your funds. Opening a business savings account represents your business’ share ownership with the credit union. All business accounts require business savings.

  • Low $50 minimum opening deposit
  • $100 balance required to earn interest*
  • Great way to save for those large business purchases, unexpected expense, or taxes

*In credit unions, members are owners; therefore interest equals dividends.

Ready to open your account?

Apply online, visit a branch or call 904-475-8000.

Need Help?

Find detailed answers to our most frequently asked questions.

Get Answers

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