Personal “Signature” Loan
We offer personal loans (also called signature loans) where the loan is granted based on your signature as collateral. A personal loan is great for debt consolidation, medical expenses, a new A/C, or anything! Loan amounts range from $500 to $30,000 depending on income and credit score.
Ready to get started?
Apply online, visit a branch or call 904-475-8000.
Not a Jax Federal member yet? Non-member loan applications are fast and easy!
Lines of Credit
A Line of Credit is a revolving or open-ended loan that allows additional advances on your credit line, not to exceed the credit limit established by Jax Federal Credit Union. Funds may be accessed through Digital Banking.
Ready to get started?
Apply online, visit a branch or call 904-475-8000.
Not a Jax Federal member yet? Non-member loan applications are fast and easy!
Overdraft Lines of Credit
An Overdraft Line of Credit is used to transfer money into a checking account in order to cover a check that would have been returned for non-sufficient funds. Click here for details.
Ready to get started?
Apply online, visit a branch or call 904-475-8000.
Not a Jax Federal member yet? Non-member loan applications are fast and easy!
Savings/Certificate Loans
A Savings (Share) or Certificate Loan is a great way to build a good credit history. The loan is secured by funds in your Savings Account or Certificate. The balance is used as collateral, and funds are released as you make payments. Loan amounts vary.
| Loan | Loan Amount/Balance | Account used as Collateral |
| Share Secured | Up to 90% | Savings (Share) |
| Certificate Secured | Up to 90% | Certificate |
Ready to get started?
Apply online, visit a branch or call 904-475-8000.
Not a Jax Federal member yet? Non-member loan applications are fast and easy!
Need Help?
Find detailed answers to our most frequently asked questions.
GreenPath for Financial Wellness and Success
Let Jax Federal Credit Union be your first choice for financial success! We believe that financial wellness is one of the best ways to support people in achieving their dreams. JAXFCU has partnered with national non-profit Greenpath Financial Wellness to make sure...
COVID-19 and Your Credit Score
Your financial wellness is a top priority at Jax Federal Credit Union. This year has proven to be an economic uncertainty for some, and we want to make sure that you stay positive. Here are a few questions you may have regarding your credit score and how it can impact...
More reasons to bank at JAXFCU
