Personal Loan Rates

Personal Loans & Lines of Credit Payment Terms Annual Percentage Rate Estimated Payment per $1,000 Borrowed
Line of Credit 2% of balance 12.50% $22.50
Overdraft Line of Credit $65.00/month 17.75% $65.00
Personal Loans 36 mo. 9.00% $32.03
Personal Loans 48 mo. 9.25% $25.24
Personal Loans 60 mo. 9.50% $21.25
Personal Loans 72 mo.
(Min $15K)
9.75% $18.65


Savings/Certificate Loans APR*
Share Secured (3-60 Month Term) Share Rate + 2.00%
Certificate Secured^ Certificate Rate + 3.00%
*The ANNUAL PERCENTAGE RATE you receive is based on certain creditworthiness criteria. Visit your local JAXFCU Service Center or contact us today at (904) 475-8000 or, outside Jacksonville at (800) 443-2664 for more information.

^ Certificate secured loan rates are 3% above the dividend rate paid on the certificate. The maximum term on a certificate secured loan must be such that the final payment does not exceed the maturity date for the certificate. There is a maximum of 1 loan per certificate and 3 certificate loans per member.

Collection Costs: You agree to pay all costs of collecting the amount you owe under this agreement, including court costs and reasonable attorney fees.

Filing Fees: If you give a security interest in certain types of property, we may charge you a filing fee to protect the property. If so, the amount of the fee will be disclosed to you at the time you obtain an advance.

Late Charges: If a payment is received more than 10 days after its due date, a late fee, equal to the greater of $25.00 or 20% of the interest due, will be assessed.

Consumer Loan Rates reflected are effective as of . Rates are subject to change without notice. If you have any questions or require additional information, please call us at (904) 475-8000.