High Yield Savings Accounts

Savings accounts for short and long term goals. Open Your Savings Account today!

 Money Market Accounts

Tiered rates with higher earnings and access to cash.

Our Money Market Account offers higher earnings and gives you easy access to your funds. Interest* is compounded and paid monthly based on the daily balance.

  • Tiered interest* rates: the more you save the more you earn automatically
  • No monthly service charge
  • Low $100 minimum balance requirement

*In credit unions, members are owners; therefore interest equals dividends.

Ready to open your account?

Apply online, visit a branch or call 904-475-8000.

 IRAs

Roth, Traditional or Coverdell Accounts to help you save for retirement.

IRAs are designed to help you save for retirement. Taxes may be deferred or deductible. Your tax adviser can offer more guidance on which type of IRA may be best for your needs.

  • IRA Certificates ($500 minimum) Terms vary from 6 to 60 months.
  • IRA Share accounts ($1 minimum).

Roth/Traditional IRA

2016 Tax Year – Annual contributions cannot exceed $5,500.
2015 Tax Year – Annual contributions cannot exceed $5,500.

If you are 50 years or older, you can contribute an additional $1,000, totaling $6,000 for the 2015 tax year. Or, a total of $6,500 for the 2016 tax year.

Coverdell Education Savings Account (ESA)
Contributions cannot exceed $2,000 per tax year per child. A Coverdell ESA (formerly Education IRA) is a great way to save for your child's college education.

Ready to open your account?

Apply online, visit a branch or call 904-475-8000.

 Certificates

Grow your money over a short, or long, term period.

If you can leave your savings untouched for a specific period of time, a Certificate could be right for you. There is a penalty for early withdrawal that could reduce earnings.

  • Offered at terms from 6 to 60 months
  • Interest* is compounded and paid monthly to your Certificate, or you may request a check or transfer to your JAXFCU account.
  • Certificates can be automatically renewed at maturity for up to 5 years.

Ready to open your account?

Apply online, visit a branch or call 904-475-8000.

 Personal Goal Savings Certificate

This account makes it easy to save for a longer term goal.

To help you achieve your long-term savings goals, simply select a target 3 or 5-year savings amount and follow our chart to determine which frequency best fits your budget. (Monthly, Semi-Monthly, Weekly or Bi-Weekly).

Savings Chart

5 Year Certificate

Target Balance

Monthly

Semi-monthly

Bi-weekly

Weekly

$10,000.00

$167.00

$84.00

$77.00

$39.00

$5,000.00

$84.00

$42.00

$39.00

$20.00

$3,000.00

$50.00

$25.00

$23.00

$12.00

3 Year Certificate

Target Balance

Monthly

Semi-monthly

Bi-weekly

Weekly

$10,000.00

$278.00

$139.00

$129.00

$64.00

$5,000.00

$139.00

$70.00

$64.00

$32.00

$3,000.00

$83.00

$42.00

$38.00

$19.00

We take savings very serious and we want you to achieve your long term goals! Should you need to make a withdrawal, a penalty of 180 days interest will be assessed and your account will be closed.

Ready to open your account?

Apply online, visit a branch or call 904-475-8000.

 Business Money Market

Build your savings while you build your business. Perfect for business that keep higher balances in their account.
  • Tiered Rates help you automatically earn more with higher balances
  • Interest* is calculated monthly based on the daily balance maintained in the account during the month
  • Minimum balance to open and maintain the account is $100

*In credit unions, members are owners; therefore interest equals dividends.

Ready to open your account?

Apply online, visit a branch or call 904-475-8000.

Need Help?

Find detailed answers to our most frequently asked questions.

Get Answers

Summer Travel Guide

Ah, Summer Vacation! Your bags are packed, but make sure you have access to cash! Many common branch transactions can be completed at any of our 5,000 Shared Branch Locations. We also offer over 30,000 free ATMs for our members. Visit the Locations page in Mobile 360...

read more

Bill Pay Rush Payments

Uh oh….ever forget to make a car payment or pay your electric bill? Our bill pay solution allows you to send rush payments for a same-day or next day credit for a rush payment fee. You are required to click on multiple confirmation screens to acknowledge the fee. Here...

read more

Use Your Tax Refund for Debt Relief

Do you spend weeks eagerly anticipating your tax refund? When the money finally comes in, is it gone tomorrow? Many people view tax refunds as unplanned bonuses. They see the money as a gift from the government, to use for splurges or treats. A tax refund provides the...

read more

More reasons to bank at JAXFCU

Share This