Become a member of JAXFCU today

Open a New Account Today


You’ll find Jax Federal Credit Union has the same products and services as most banks, both large and small. Think of us like the Goldilocks of banking…we’re just right! We’ve been around since 1935 and serve over 30,000 members. You can join Jax Federal Credit Union if you live, learn, work, or worship in the following Northeast Florida counties:

  • Duval
  • Clay
  • Nassau
  • Baker
  • St. Johns Counties

Eligibility Criteria for Joining JAXFCU

Becoming a member is a special privilege. Unlike a bank, not everyone can join, but qualifying for membership at Jax Federal Credit Union is relatively easy, and once you’re a member, you’re always a member.

To become a member, you simply open a savings account with at least $5.00 and pay a $5.00 membership fee. At the same time, you can also open a free checking account, apply for a loan, get a credit card, etc. Some products are subject to credit approval.

You will need the following information to open an account:

  • U.S. Social Security number
  • Driver’s license, state-issued photo ID, US Passport, or current US Military ID.

Please note: If the address on your ID does not match your current address, please provide one form of “proof of residency” documentation showing your current address. Acceptable documents include a Utility bill such as gas, water, electric, phone, cable, or your auto insurance card, voters registration card, pay stub, vehicle registration, apartment lease agreement, real estate settlement, social security card or disability letter.

What’s the difference between a bank and a credit union?

Credit Unions

Owned by credit union members and tracked by membership savings accounts

Credit unions are not-for-profit. Any profit benefits members in the form of lower fees, better rates, and improved services.


Owned by Shareholders

Primary goal of banks is to make a profit for shareholders

Ready to get started?

Your first account is a Savings account, which establishes your membership. It’s easy to add on a Checking Account with Debit Card, Auto Loan or Credit Card – even a Mortgage!

Apply online, visit a branch or call 904-475-8000.

More reasons to bank at JAXFCU

Over 5,500 branches for easy account access in all 50 states!

Find a branch near you

With Over 30,000 ATMs it's easy to skip the surcharge fees!

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