Home Improvement Loan

No Equity? No Problem! Apply for a Loan Today!

Home Improvement Loan

Finance big projects and get peace of mind with a low fixed rate and a low monthly payment. Remodel your kitchen, install a pool, or replace your roof. Our program is flexible to allow for staged payments to a contractor and small do-it-yourself projects.

  • Personal loan for home improvement projects
  • Loan Amounts up to $35,000
  • Terms up to 84 months

For your convenience this product has 2 distinct features:

  • Deferred Payment for 4 months
  • A Draw Period of 4 months

Your first payment isn’t due until 4 months after your closing so you can finish your project and then start your payments. Loan proceeds are disbursed through a series of advances paid directly to your contractor, or you can use 10% of your loan amount for a do-it-yourself project. Ask us for more details.

Need more flexibility? A VISA Credit Card, Personal Loan or Line of Credit can also be used for home improvements!

Ready to get started?

Apply online, visit a branch or call 904-475-8000.
Not a Jax Federal member yet? Non-member home improvement loan applications are fast and easy!

Need Help?

Find detailed answers to our most frequently asked questions.

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