Free Checking

Day-to-day spending on a whole new level.


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Secure, Reliable, and Easy to Use

Safely spend, track, and do even more with your accounts at any time– on your digital devices and in your favorite places.

Easy Banking

Say “Yes” to more with NO monthly service fees and NO minimum balance requirement.

No Charge for Transactions

We’re here for you. That’s why we won’t charge for transactions completed in one of our branches, through our Contact Center, or CO-OP Shared Branches.

Surcharge-free ATMs Nationwide

A nationwide network of over 30,000 surcharge-free ATMs ensures access to cash whenever you need it.

5,000+ Shared Branching Locations

Full service isn’t limited to your hometown. Complete a wide variety of transactions at any of the 5,000+ Shared Branching locations.

Get Paid Early

Access your money one day before payday with eligible payroll direct deposits.

Visa Debit Card

Access your money on the go using a Visa Debit Card with fast, touch-free Tap to Pay convenience.

Digital Banking & Bill Pay

Gain full control over your money through digital banking. Go online to pay bills, check balances, transfer money, and much more. Free of charge.

Mobile Banking

Money is mobile, and so are you. Take full advantage of our mobile banking app and enjoy full integration with services like Apple Pay and Mobile Wallet for Android and Samsung devices. All for free.

    Ready to open your Free Checking account?

    Select an option below to open your account online!

    Prefer to apply in person?
    Open your account by visiting a JAXFCU branch or call us at 904-475-8000.

    Contactless Visa Debit Card