Deposit Rates

Savings Account Rates

Account Minimum balance to earn dividends Dividend Rate Annual Percentage Yield*
Regular Savings $100 0.150% 0.150%
Coindexter Kids Club $5 0.150% 0.150%
Holiday Club $100 0.150% 0.150%
You-Name-It Savings $100 0.150% 0.150%

*Annual Percentage Yield is effective . Rates are subject to change without notice. Fees could reduce earnings on these accounts. If you have any questions or require additional information, please call us at (904) 475-8000. JAXFCU serves those who live/work/learn/worship in the Florida counties of Duval, St. Johns, Nassau, Baker and Clay.

Checking Account Rates

Account Minimum balance to earn dividends Dividend Rate Annual Percentage Yield*
Extreme Checking $0-$5,000 0.350% 0.350%
Extreme Checking $5,000 + 0.050% 0.050%
Interest Checking† $2,500 0.050% 0.050%
Free Checking N/A N/A N/A

*Annual Percentage Yield is effective . Rates are subject to change without notice. Fees could reduce earnings on these accounts. If you have any questions or require additional information, please call us at (904) 475-8000. JAXFCU serves those who live/work/learn/worship in the Florida counties of Duval, St. Johns, Nassau, Baker and Clay.

Money Market Rates

Minimum balance to earn dividends Dividend Rate Annual Percentage Yield*
$100-2,499 0.100% 0.10%
$2,500+ 0.319% 0.32%
$10,000+ 0.359% 0.36%
$25,000+ 0.409% 0.41%
$50,000+ 0.459% 0.46%
$100,000+ 0.509% 0.51%

*Annual Percentage Yield is effective . Rates are subject to change without notice. Fees could reduce earnings on these accounts. If you have any questions or require additional information, please call us at (904) 475-8000. JAXFCU serves those who live/work/learn/worship in the Florida counties of Duval, St. Johns, Nassau, Baker and Clay.

IRA Rates

Account Minimum balance to earn dividends Dividend Rate Annual Percentage Yield*
Traditional/Roth IRA $5 0.250% 0.250%
Coverdell ESA $5 0.250% 0.250%

*Annual Percentage Yield is effective . Rates are subject to change without notice. Fees could reduce earnings on these accounts. If you have any questions or require additional information, please call us at (904) 475-8000. JAXFCU serves those who live/work/learn/worship in the Florida counties of Duval, St. Johns, Nassau, Baker and Clay.

Certificate Rates

Personal Goal Savings Certificate

Term is 36 or 60 Months

Tiered Structure Dividend Rate Annual Percentage Yield*
.01 to $2,500 0.499% 0.50%
$2,500-$5,000 0.747% 0.75%
$5,000-$7,500 0.995% 1.00%
$7500-$10,000 1.243% 1.25%

6 Month Certificate

Minimum balance is the lowest amount in each tier.

Tiered Structure Dividend Rate Annual Percentage Yield*
$500-$2,499 0.399% 0.40%
$2,500-$24,999 0.449% 0.45%
$25,000-$49,999 0.479% 0.48%
$50,000-$99,999 0.499% 0.50%
$100,000 + 0.558% 0.56%

12 Month Certificate

Minimum balance is the lowest amount in each tier.

Tiered Structure Dividend Rate Annual Percentage Yield*
$500-$2,499 0.648% 0.65%
$2,500-$24,999 0.747% 0.75%
$25,000-$49,999 0.747% 0.75%
$50,000-$99,999 0.846% 0.85%
$100,000 + 0.846% 0.85%

18 Month Certificate

Minimum balance is the lowest amount in each tier.

Tiered Structure Dividend Rate Annual Percentage Yield*
$500-$2,499 0.698% 0.70%
$2,500-$24,999 0.797% 0.80%
$25,000-$49,999 0.797% 0.80%
$50,000-$99,999 0.896% 0.90%
$100,000 + 0.896% 0.90%

24 Month Certificate

Minimum balance is the lowest amount in each tier.

Tiered Structure Dividend Rate Annual Percentage Yield*
$500-$2,499 0.747% 0.75%
$2,500-$24,999 0.896% 0.90%
$25,000-$49,999 0.896% 0.90%
$50,000-$99,999 0.946% 0.95%
$100,000 + 1.143% 1.15%

36 Month Certificate

Minimum balance is the lowest amount in each tier.

Tiered Structure Dividend Rate Annual Percentage Yield*
$500-$2,499 0.995% 1.00%
$2,500-$24,999 1.143% 1.15%
$25,000-$49,999 1.193% 1.20%
$50,000-$99,999 1.292% 1.30%
$100,000 + 1.341% 1.35%

48 Month Certificate

Minimum balance is the lowest amount in each tier.

Tiered Structure Dividend Rate Annual Percentage Yield*
$500-$2,499 1.242% 1.25%
$2,500-$24,999 1.390% 1.40%
$25,000-$49,999 1.410% 1.42%
$50,000-$99,999 1.440% 1.45%
$100,000 + 1.489% 1.50%

60 Month Certificate

Minimum balance is the lowest amount in each tier.

Tiered Structure Dividend Rate Annual Percentage Yield*
$500-$2,499 1.489% 1.50%
$2,500-$24,999 1.686% 1.70%
$25,000-$49,999 1.735% 1.75%
$50,000-$99,999 1.882% 1.90%
$100,000 + 1.931% 1.95%

*Annual Percentage Yield is effective . Advertised rates are subject to change without notice. Early withdrawal penalties may apply. If you have any questions or require additional information, please call us at (904) 475-8000. JAXFCU serves those who live/work/learn/worship in the Florida counties of Duval, St. Johns, Nassau, Baker and Clay.

The minimum balance to open and earn APY is the lowest amount in each tier.

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