Business Loans

Our business loans can help you expand facilities, purchase equipment, and more.
Talk to our Business Loan Specialist today!

Commerical Mortgage Icon Commercial Mortgage

Purchase a new property, or refinance your existing commercial mortgage​.

  • Up to 85% Financing for Owner-Occupied Property, 90% with SBA Participation
  • Owner-Occupied or Investment Property
  • Competitive Rates and Terms
  • Local Decision Making

Ready to get started?

Contact Brian Pavek today, at 904-475-8085, or use the button below to request a call.

Documents needed to apply for a JAXFCU Commercial Mortgage

Please review the documents needed for your business type and request a call from our business lending expert.

  • Most recent two years Business Income Tax Returns with all schedules attached.
  • Last two years of financial statements for the business (Income Statement and Balance Sheet.)
  • If more than six months have elapsed since your fiscal year-end, a current interim business financial statement.
  • Current Personal Financial Statement(s) from all principals/owners with 20% or more ownership of the business.
  • Two years most recent Personal Tax Returns from all principals/owners with 20% or more ownership of the business, with all schedules attached.
  • Personal Financial Statement.
  • Business Debt Schedule.

To see what documentation may be required to open your account, view our Business Account Checklist

 Business Line of Credit

A line of credit will give you immediate access to funds for anything from everyday expenses to investing in new growth for your business.

  • Lines up $250,000
  • Competitive Rates
  • Local Decision Making
  • Access Cash Immediately to Manage Cash Flow

Ready to get started?

Contact Brian Pavek today at 904-475-8085, or use the button below to request a call.

Documents needed to apply for a JAXFCU Business Line of Credit

Please review the documents needed for your business type and request a call from our business lending expert.

  • Most recent two years Business Income Tax Returns with all schedules attached.
  • Last two years of financial statements for the business (Income Statement and Balance Sheet.)
  • If more than six months have elapsed since your fiscal year-end, a current interim business financial statement.
  • Current Personal Financial Statement(s) from all principals/owners with 20% or more ownership of the business.
  • Two years most recent Personal Tax Returns from all principals/owners with 20% or more ownership of the business, with all schedules attached.
  • Personal Financial Statement.
  • Business Debt Schedule.

For Line of Credit Requests: 

  • Current Accounts Receivable and Accounts Payable Aging.

To see what documentation may be required to open your account, view our Business Account Checklist

Commercial Truck Icon Company Vehicle Loans

Purchase a new or used commercial vehicle to help get your business on the road.

  • Up to 100% Financing
  • Finance New or Used Vehicles
  • Consumer Type Vehicles (Passenger Automobiles, and Light-Duty Trucks)
  • Repayment Terms up to 84 Months

Ready to get started?

Contact Brian Pavek today at 904-475-8085, or use the button below to request a call.

Documents needed to apply for a JAXFCU Company Vehicle Loan

Please review the documents needed for your business type and request a call from our business lending expert.

  • Most recent two years Business Income Tax Returns with all schedules attached.
  • Last two years of financial statements for the business (Income Statement and Balance Sheet.)
  • If more than six months have elapsed since your fiscal year-end, a current interim business financial statement.
  • Current Personal Financial Statement(s) from all principals/owners with 20% or more ownership of the business.
  • Two years most recent Personal Tax Returns from all principals/owners with 20% or more ownership of the business, with all schedules attached.
  • Personal Financial Statement.
  • Business Debt Schedule.

For Equipment/Vehicle Loans: 

  • Copy of invoice/title (as applicable).
  • Copy of insurance policy.

To see what documentation may be required to open your account, view our Business Account Checklist

Equipment Loans Icon Equipment Loans

Purchase the equipment or large commercial vehicles you need to grow your business.

  • Up to 100% Financing
  • Finance New or Used Equipment
  • Competitive Rates and Terms
  • Repayment Terms up to 120 Months
  • Local Decision Making

Ready to get started?

Contact Brian Pavek today at 904-475-8085, or use the button below to request a call.

Documents needed to apply for a JAXFCU Equipment Loan

Please review the documents needed for your business type and request a call from our business lending expert.

  • Most recent two years Business Income Tax Returns with all schedules attached.
  • Last two years of financial statements for the business (Income Statement and Balance Sheet.)
  • If more than six months have elapsed since your fiscal year-end, a current interim business financial statement.
  • Current Personal Financial Statement(s) from all principals/owners with 20% or more ownership of the business.
  • Two years most recent Personal Tax Returns from all principals/owners with 20% or more ownership of the business, with all schedules attached.
  • Personal Financial Statement.
  • Business Debt Schedule.

For Equipment/Vehicle Loans: 

  • Copy of invoice/title (as applicable).
  • Copy of insurance policy.

To see what documentation may be required to open your account, view our Business Account Checklist

Have questions? Book a call with our Business Lending Expert!

Brian Pavek

Brian Pavek
Business Relationship Manager
NMLS#51823
904-475-8085

Helpful resources for doing business in Florida

Business Account Checklist

SunBiz Division of Corporations

My Florida

Downtown Investment Authority

U.S. Small Business Administration

Small Business Development Center – SDBC at UNF

Need Help?

Find detailed answers to our most frequently asked questions.

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