Business Deposit Accounts

The accounts you use every day to receive payments and pay your employees and vendors.
Check our Business Account Rates!

Briefcase Icon Business Savings

The savings account perfect for your business.

Enjoy liquidity and earn interest* on your funds. Opening a business savings account represents your business’ share ownership with the credit union. All business accounts require business savings.

  • Low $50 minimum opening deposit
  • $100 balance required to earn interest*
  • Great way to save for those large business purchases, unexpected expense, or taxes

*In credit unions, members are owners; therefore interest equals dividends.

Ready to open your account?

To see what documentation may be required to open your account, view our Business Account Checklist.

Briefcase Icon Business Free Checking

Perfect for a small business!

Our Small Business Checking account is simple and designed to meet your basic needs by offering no monthly maintenance fee and easy-to-manage conveniences. This account is ideal for Not-for-Profit Organizations.

  • $50 minimum opening deposit
  • Up to 400 Free Transactions (Deposits, Checks or Debits, Transfers, ACH items, ATM transactions) $0.20 per item over
  • Deposits of $5,000 or less in cash are Free (then, just $0.10 per $100 over)
  • Merchant Services for Payment Processing
  • VISA Debit Card included

Account Access

You can choose either eStatements or mailed statements. They’re both free. And we won’t charge you for transactions completed in one of our branches, through our Contact Center, or CO-OP Shared Branches.

Ready to open your account?

To see what documentation may be required to open your account, view our Business Account Checklist.

Interest Checking Icon Business Interest* Checking

A great choice for growing interest while you grow your business!

If you operate a business that carries a higher balance and has a large volume of cash deposits each month, Business Interest Checking was designed with you in mind.

Account Access

You can choose either eStatements or mailed statements. They’re both free. And we won’t charge you for transactions completed in one of our branches, through our Contact Center, or CO-OP Shared Branches.

*In credit unions, members are owners; therefore interest equals dividends.

Ready to open your account?

To see what documentation may be required to open your account, view our Business Account Checklist.

Briefcase Icon Business Non-Profit Checking

A great choice for associations, clubs, churches, charities and other non-profit organizations!

If you operate a non-profit business, Business Non-Profit Checking was designed with you in mind.

Account Access

You can choose either eStatements or mailed statements. They’re both free. And we won’t charge you for transactions completed in one of our branches, through our Contact Center, or CO-OP Shared Branches.

*In credit unions, members are owners; therefore, interest equals dividends.

 

Ready to open your Business account?

To see what documentation may be required to open your account, view our Business Account Checklist.

Briefcase Icon Business Money Market

Build your savings while you build your business. Perfect for a business that keeps higher balances in their account.
  • Tiered Rates help you automatically earn more with higher balances
  • Interest* is calculated monthly based on the daily balance maintained in the account during the month
  • Minimum balance to open and maintain the account is $100

*In credit unions, members are owners; therefore interest equals dividends.

Ready to open your Business account?

To see what documentation may be required to open your account, view our Business Account Checklist.

Helpful resources for doing business in Florida

Business Account Checklist

Merchant Services

SunBiz Division of Corporations

My Florida

Downtown Investment Authority

U.S. Small Business Administration

Need Help?

Find detailed answers to our most frequently asked questions.

Planning a trip?

If you’re traveling out of the US or planning to make a purchase from a foreign country, let us know. VISA Debit and Credit Card transactions are blocked in many countries for your safety.

More reasons to bank at JAXFCU

JAXFCU Financial Wellness Programs

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Supplemental Health Options for JAXFCU Members