Get Up To $500 Cashback!*

Cashback Auto Loans

Buy new, used, or refinance. You’ll love the extra cash!

We have the perfect solution if you need a more comfortable or reliable ride. Buy new, used, or refinance — with 1% cashback up to $500.00*

You black woman in car looking out the window

Buy a New Vehicle

With excellent rates and up to $500.00* cashback, there’s no reason to stay in a car you can’t trust or isn’t reliable. Maybe your family’s needs have changed, and you require something roomier. Or your commute to work has lengthened, and you’re looking for a more fuel-efficient vehicle.

Or are you simply ready for something new?
Get started with an easy preapproval and shop with confidence! You’ll appreciate upgrading to a better vehicle for you or your family.

Ready to Refinance?

There’s no need to stay in a high-rate auto loan. In today’s economy, every penny counts. Check out our payment calculators to see if we can help lower your payments. Plus, for a limited time, you’ll receive 1% cashback on new & used auto loans or refinance auto loans up to $500.00*!

Refinancing is easy and convenient, making it a no-brainer if you need a better term.

Family driving in SUV

Added perks:

  • Extended repayment terms up to 84 months.
  • Quick and easy online application process.
  • Low-cost GAP insurance is available.
  • Extended warranty options
  • Get 1% cashback up to $500.00* on new, used, and refinance auto loans!

You’ll love the extra cash!

At JAXFCU, your financial well-being is always the priority. Click here to apply or call 904-475-8000. Our 1% Cashback Auto Loans— with up to $500.00 cashback* — are available through March 31, 2023.

Not a member?

We’re ready to serve you! Membership is open to anyone who lives or works in Duval, Clay, Nassau, Baker, or St. Johns counties. Get started and open your account here.

New Auto, Van, Pickup & SUV Rates

Less than 7,000 miles
(79-84 months $25K minimum)

Payment examples are based on the highest term in each tier.

Term APR* as low as Estimated Payment per $1,000 Borrowed
0-48 Months 5.34% $23.20
49-66 Months 5.59% $17.70
67-78 Months 5.84% $15.50
79-84 Months 6.59% $14.90

Used Auto, Van, Pickup & SUV Rates**

Greater than 7,001 miles
(67-78 months $15K minimum, 79-84 months $25K minimum)

Payment examples are based on the highest term in each tier.

Term APR* as low as Estimated Payment per $1,000 Borrowed
0-48 Months 5.54% $23.30
49-66 Months 5.79% $17.80
67-78 Months 6.04% $15.60
79-84 Months 6.79% $15.00

Even More Member Benefits

Ready to get started?

Apply online, visit a branch or call 904-475-8000.
Not a Jax Federal member yet? Non-member auto loan applications are fast and easy!

Ready to refinance your non-JAXFCU Auto Loan? Apply to refinance today!

Helpful Resources for Auto Loans at JAXFCU

Auto Rates

Auto Loan Calculators

Auto Insurance

Loan Protection Services

Enterprise Car Sales

EPA Fuel Economy Guide

Love My Credit Union Rewards

*APR = Annual Percentage Rate and is subject to change without notice. 1% cash back auto loan promotion is good on loans with balances greater than $7,500, up to $500.00. Current JAXFCU loans financed through the dealer are not eligible for this offer. Offer good through March 31, 2023, and subject to change at any time without notice. Subject to credit approval. Other restrictions may apply. Existing JAXFCU loans do not qualify. 

**Mileage could affect maximum term allowed. Max mileage is 100,000.

Collection Costs: You agree to pay all costs of collecting the amount you owe under this agreement, including court costs and reasonable attorney fees.

Filing Fees: If you give a security interest in certain types of property, we may charge you a filing fee to protect the property. If so, the amount of the fee will be disclosed to you at the time you obtain an advance.

Late Charges: If a payment is received more than 10 days after its due date, a late fee, equal to the greater of $25.00 or 20% of the interest due, will be assessed.

Consumer Loan Rates reflected are effective as of .  Rates are subject to change without notice. If you have any questions or require additional information, please call us at (904) 475-8000.

Visit your local JAXFCU branch or contact us for more detailed information:
(904) 475-8000 - Member Engagement Center
(800) 443-2664 - Toll-free