Insurance & Loan Protection
Priceless peace of mind in your wallet and on the road.
Quality Insurance & Member Savings With TruStage
Robust auto insurance at competitive rates. Call TruStage at 1-888-380-9287 for a quote today.
24 / 7 / 365 Support
The performance you need and deserve — rely on true 24 hour claims service (even on holidays).
Skip The Wait
Count on accurate appraisals at lightning speed, typically provided within 24 hours.
No Haggle
Rely on guaranteed auto repairs for as long as you own the vehicle.
Documentation Requirements
Insurance Requirements
RadiFi Federal Credit Union must be listed as lienholder/loss payee
Comprehensive and Collision Coverage with deductibles no greater than $1,000
Insurance that meets the above requirements for the entire time of the loan, beginning on the first day, with no lapses.
This includes Motorcycles, Boats and Jetskis.
Please provide, the declarations page of your insurance policy. We are unable to accept insurance ID cards as they do not contain sufficient information to verify the insurance requirements.
Ways to submit your declarations page
You or your agent can directly email radificu@myloaninsurance.com. This is an automated email account and only file attachments in PDF, PNG TIF or JPG formats can be accepted.
Fax to 1-877-265-4392
Website you can submit the proof to: https://myloaninsurance.com/radificu
You can call our Insurance Tracking Center at 7-866-847-5527 (24 Hour Automated Service)
You or your agent can mail a copy of your insurance declarations page to: RadiFi Federal Credit Union, PO BOX 924143, Fort Worth, TX 76124
Loan Protection
Cover all contingencies for less with loan protection from RadiFi.
Guaranteed Asset Protection (GAP)
If your vehicle is totaled or stolen, GAP could help fill the gap between what your car insurance will pay and what you owe on your loan to cushion you against sudden out-of-pocket expenses. These expenses could cost you thousands of dollars.
If your vehicle is totaled, you could end up owing more on your loan than your vehicle is worth. This is known as being “upside-down” on your loan. As vehicles become more expensive, and people take out more loans for longer periods of time, their risk of being “upside down” has increased. Americans have signed up for a record amount of vehicle loan debt for a record length of time. Almost one out of every four car buyers took out a 6 to 7-year loan–which has extended their risk of being upside down to around five and half years.*
Fair market value doesn’t seem fair if your car is totaled because you could end up owing more on your loan than the insurance company says your vehicle is worth. Don’t let a wrecked car wreck your finances!
Get GAP today. Visit your nearest RadiFi branch or give us a call at 904-475-8000.
Credit Life & Disability
Credit Life and Disability Insurance may help protect your family from the unexpected. Credit Insurance is designed to help reduce or pay off your loan balances or make monthly loan payments, up to policy maximums, to help lessen the impact on your family during an unforeseen event.
Your purchase of MEMBER’S CHOICE® Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Group Policy for a full explanation of the terms. CDCL-1572378.1-0816-0918
RadiFi Resources
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Get Insured Today
Get the insurance you need with member savings you deserve. Open an account with RadiFi today.
Disclosures
*Your purchase of MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP) is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the GAP Waiver Agreement for a full explanation of the terms of GAP. If you choose GAP, adding the product fee to your loan amount will increase the cost of GAP. You may cancel the protection at any time. If you cancel protection within 90 days you will receive a full refund of any fee paid. You will receive additional information before you are required to pay the fee for this product.
State-chartered credit unions in FL, GA, IA, RI, UT, VT, WI may choose GAP with or without a refund provision. Prices of the refundable and non-refundable products are likely to differ. If you choose a refundable product, you may cancel at any time during the loan and receive a refund of the unearned fee calculated by the actuarial method.
State-chartered credit unions in CO and SC may cancel at any time during the loan and receive a refund of the unearned fee calculated by the actuarial method.
GAP-1162557.1-0415-0517