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Savings Account Rates*
Account Minimum balance to earn dividends Dividend Rate Annual Percentage Yield
Regular Savings $100 0.995% 1.000%
Freedom Eagle $5 0.995% 1.000%
Holiday Club $100 0.995% 1.000%
You-Name-It Savings $100 0.995% 1.000%

Checking Account Rates*
Account Minimum balance to earn dividends Dividend Rate Annual Percentage Yield
Extreme Checking†† $0-$5,000 2.713% 2.750%
$5,000 + 0.250% 0.250%
Interest Checking† $2,500 0.250% 0.250%
Free Checking N/A N/A N/A

Money Market Rates*
Account Minimum balance to earn dividends Dividend Rate Annual Percentage Yield
Premium+ Tiered Money Market Account** $10,000-$50,000 1.980% 2.00%
$50,000-$100,000 2.325% 2.35%
$100,000+ 2.472% 2.50%
Premium Money Market Account*** $100 1.98% 2.00%
Money Market Account $2,500 1.490% 1.50%

IRA Rates*
Account Minimum balance to earn dividends Dividend Rate Annual Percentage Yield
Traditional/Roth IRA $5 1.090% 1.100%
Coverdell ESA $5 1.090% 1.100%

*Annual Percentage Yield is effective . Rates are subject to change without notice. Fees could reduce earnings on these accounts. If you have any questions or require additional information, please call us at (904) 475-8000. JAXFCU serves those who live/work/learn/worship in the Florida counties of Duval, St. Johns, Nassau, Baker and Clay.

See Truth-In-Savings Disclosure for complete details.

**No minimum balance to open. A $25 fee is assessed if balance falls below $50,000. Dividend paid on balances $10,000 and higher.

*** Minimum deposit of $25,000 is required to open. A $15 fee is assessed if balance falls below $25,000.

†In credit unions, member are owners, therefore interest equals dividends.

†† Extreme Checking Account Requirements: Sign up for free eStatements, Use the debit card 6 or more times each calendar month (signature base transactions), Direct Deposit into the Extreme Checking Account of $500 or more per month. There will be a $10.00 monthly fee if direct deposit of $500 or more is not maintained. No Fee for the first 90-days.