Convenience, Flexibility, And Security. . . that's what we strive to provide our members when it comes to our card service options. Whether you're looking for convenient, 24-hour access to your funds, or a credit option designed to meet your needs, JAXFCU offers a VISA credit card for everyone.
Secured cards for those getting started, or credit lines up to $30,000 for our most qualified members.
A secured card requires a cash, or collateral, deposit that becomes the credit line for that account. For example, if you put $750 in the account; you can charge up to $750. You may be re-approved to add to the deposit to add more credit to your account.
Our rates are some of the lowest nationwide. Since we are a federal credit union, no member will ever pay more than 18% regardless of credit score.
Platinum VISA Credit Card
A JAXFCU VISA Credit Card offers:
- Low interest rates
- NO annual fees
- NO over the limit fees
- Caps on cash advance fees
- 25 day, interest-free grace period on your purchases
- Low minimum payment (only 3.00% of the outstanding balance)
- Free Fraud Monitoring
- Easy online access including bill payment and online statement
- Verified by Visa protects your existing Visa card with a personal password, giving you reassurance that only you can use your Visa card online
- Credit Card Account Agreement and Disclosure
Report a Lost or Stolen Visa Credit Card: (800) 449-7728
Visa Credit Card Customer Service: (800) 654-7728
We also offer a Secured VISA Credit Card
Learn about ATM safety
CO-OP ATM Locator
CU24 ATM Locator
Debit Card
Are you looking for a fast, convenient way to access cash or make purchases from your checking account without writing a check? A JAXFCU Visa® Debit Card is right for you! We make using your Debit Card convenient and easy to use. You can use your card in a variety of ways:
- Use it for ATM withdrawals and deposits and access savings or checking
- Use for purchases using your Personal Identification Number with your signature (often called a credit transaction) the amount always comes directly out of your checking account.
| We offer three types of Debit Cards for your convenience |
| Card Types |
Signature Transactions
Purchase/withdrawal Limits Per Day |
PIN Transactions
ATM/POS Limits Per Day |
POS/Withdrawal Transactions
POS/Withdrawal Limits Per Day |
Restrictions |
| Level 1 Debit Card |
$5,000.00 |
$705.00 |
Max of $350
$250 POS/PIN
$100 ATM Cash |
None |
| Level 2 Debit Card |
$5,000.00 |
$505.00 |
Max of $140
$80 POS/PIN
$60 ATM Cash |
No Deposit Availability |
| Level 3 Debit Card |
$105.00 |
$305.00 |
$0.00 |
No Deposit Availability & Direct Deposit Required |
Report Lost or Stolen Debit Cards: (800) 472-3272
Verified by Visa protects your existing Debit Card with a personal password, giving you reassurance that only you can use your Debit Card online. Register your JAXFCU Debit Card today.
Have you tried to use your Debit Card and an attendant asks you if you'd like to use it as "debit" or "credit"? Get more information about using your Debit Card as debit or credit.
