Safety and Security. Jax Federal Credit Union is federally insured and is backed by the full faith and credit of the U.S. government. As the FDIC does for banks, the National Credit Union Share Insurance Fund (NCUSIF) insures savings in credit unions of at least $250,000.
Member-Owned. Our shareholders are our members. We frequently gather input from members in the form of questionnaires or surveys. All members are invited to our annual meeting and each member has an equal vote regardless of the balances in their account.
Not-for-Profit. There’s a saying in credit unions that we’re “not for profit, not for charity, but for service.” We operate to serve our members rather than to maximize profits.
Volunteer Board of Directors. Jax Federal’s policies and oversight are set by a volunteer Board of Directors elected by and from our own membership.
Competitive Products and Services. We offer the same types of products and services you’ll find at any other financial institution. Our overall rates are typically better and our fees are less.
Priority Service. Our members are fiercely loyal because we treat them like member-owners (because that’s what they are). We exist to serve.
Education. Jax Federal helps members learn ways to better manage their money, improve their credit score, avoid fees, invest well, and borrow wisely. We do this in a variety of ways… one-on-one, through resources on our website, and we even teach classes out in the community.
Shared Branching. This is a concept few bankers get, but it speaks to the cooperative spirit of credit unions. Jax Federal belongs to a network with other credit unions that allows our members to use other credit union branches as if they were their own. Visit our Shared Branching Page to learn more: http://www.jaxfcu.org/about/shared.html
Surcharge Free ATMs – JAXFCU members enjoy free access to cash at over 28,000 ATMs nationwide. Seriously! Plus, we have quite a few of our own ATMs around Jacksonville. Check out our ATM Locator: http://www.jaxfcu.org/locations/atm.html
We make it EASY! You can become a member of JAXFCU just by opening a savings account at a branch or over the phone with as little as $10. We doubt you’ll stop there when you see our lineup of checking accounts and our great loan rates!
