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Why a Credit Union?

Credit unions are unique among financial institutions because their members - the exclusive beneficiaries of their services and earnings - own them. Membership at JAXFCU means you can save and borrow with the added value of lower loan rates, better rates on savings and lower fees.

The direction and policies of JAXFCU are planned by a volunteer Board of Directors who are elected by the membership at large. JAXFCU's daily operation is performed by professionally trained staff associates. Unlike commercial banks, we don't pay dividends to stockholders. Instead, our profits are returned to you, the member-owner, in the form of lower interest rates, higher dividends and outstanding personal service. It is our mission to encourage the financial success of our membership, and we do it one member at a time - with you, for you, about you.