Business Savings
Business Checking Options
Business Money Market
Lines of Credit
Real Estate
Vehicle / Equipment
SBA Loans
 
      


If you need quick and continuous access to funds, consider a line of credit. Credit line financing, sometimes called an operating loan, provides short-term working capital to cover day-to-day expenses. A credit line is established for a certain period of time (called a draw period), and as funds are drawn from the credit line, the line is reduced.
Our Small Business Line of Credit is offered in two forms:

  • Secured – Credit line is limited to the monetary value of any collateral posted for the line. Fund uses include acquisition of inventory or paying accounts receivable.
  • Unsecured – We offer advances up to $100,000 on an unsecured basis.

Our Business Home Equity Line application process is designed to be easy and offer fast approval. Best of all, once you’re approved, you can access your line of credit immediately. Your credit line is available as cash, and the same APR applies to both cash and purchases.


Feel confident knowing money will be available when you need it most.

To maintain a healthy cash flow, you have the choice of paying your balance in full or extending payments over time.
Payment Amount: Interest paid monthly.
Payment Options:   Automatic transfer, cash or check,Telephone Banking and Online Banking.
Processing Time: Approximately 2 weeks.
Maximum Term: 36 Months
 

Our Business Loan application process is quick and easy! As a business owner, we know your time is valuable. So we offer you several ways to apply for a business loan. You choose what works best for you.
  • In Person with our Relationship Manager Ron Funk. You can make an appointment to sit down with Ron at our Park Street Office or arrange to meet him in another location.
  • Send Ron an email to schedule an appointment: Ronald.Funk@CUBusinessCapital.com
  • By phone 24/7 (904) 475-8000 or (800) 443-2664
  • Online 24/7